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Nursing Scholarships And How Easy It Is To Pay For That Nursing Degree

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Today, there is a great need for registered nurses, and that need is only expected to increase in the coming years. One recent study estimates that by 2020 the United States will face a shortfall of 800,000 nurses. Imagine, in 13 years there will be 800,000 unfilled nursing jobs.

To encourage more students to enter the nursing field many schools and organizations now offer nursing scholarships. For example, the U.S. Department of Health and Human Services offers full tuition and a stipend to nurses that commit two years service to a health care facility with urgent shortage. High demand means good wages. According to one survey, the median income for nurses is on par with that of accountants.

Scholarships And Grants For Your College Education

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As you consider how to pay for college, the very first place to start is with college grants and scholarships. Unlike student loans, grants and scholarships generally do not have to be repaid. There are billions of dollars of grants and scholarships available from hundreds of thousands of organizations the key is doing your research and starting early.

State Of The Financial Aid Industry

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There’s been a tremendous amount of news about the student loan and financial aid industry lately. Those who follow the industry know that New York State Attorney General Andrew Cuomo has been pressing settlements or lawsuits to both lenders and colleges, alleging unethical and illegal practices. The headlines have been filled with sensational claims of all kinds - some factual and some probably exaggerated to some extent. Let’s take a balanced look at some of the practices being called into question.

Perkins Student Loan

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Perkins Loan Overview: The US Department of Education gives a specified amount of money to each college or university. These colleges and university then give out the money in what is called a Perkins Loan.

Eligibility: In order to receive the Federal Perkins loan, students must meet certain requirements. Among these are: being a United States citizen, attending school no less than half time and enrolling at an accredited school.

Both graduates and undergraduates can apply for the Perkins Loan. The Perkins Loan is a wonderful option for students who are in great financial need because it only has a 5% interest rate. Plus, the government pays the interest during the time in which the student is in school and also nine months after graduation.